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Understanding Dodd-Frank 2014

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The Dodd–Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111–203, H.R. 4173; commonly referred to as Dodd-Frank) was signed into federal law by President Barack Obama on July 21, 2010 at the Ronald Reagan Building in Washington, DC.[1] Passed as a response to the Great Recession, it brought the most significant changes to financial regulation in the United States since the regulatory reform that followed the Great Depression.[2][3][4] It made changes in the American financial regulatory environment that affect all federal financial regulatory agencies and almost every part of the nation's financial services industry.[5][6] (Source: Wikipedia)

There are significant aspects of Dodd-Frank that affect lenders, retailers AND consumers alike. NCIRG recommends ALL homebuyers become familiar with these aspects when shopping for and considering financing for a new manufactured or modular home. 

Click here to download an informational brochure provided by the Consumer Finance Protection Bureau, that outlines the significance of this important legislation to home buyers. 

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North Carolina Independent Retailers Group
3335 Elizabethtown Road
Lumberton, N.C.  28358
Phone: 910-258-5345

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